How To

Take These Terrific Tips for Finding a Fabulous Flat

House prices are still ridiculously high and banks are tightening up their lending, meaning that getting on the property ladder is more of a challenge than ever. Renting a place to live gives you your own space without having to be tied to a mortgage; however it can take quite a bit of work to find the right place to rent for the right price. Continue reading “Take These Terrific Tips for Finding a Fabulous Flat”

6 Things You Should Know About Short Selling

Ever since the market crashed back in the late 2000s, many potential
buyers and sellers are getting used to the term “short sale” or “short
selling.” To put thing short, this is a relatively complex process that
enables the bank and the homeowner to agree upon a home purchase/sale
price, which can lead to extremely low numbers. The catch, though? You
have to wait longer than the typical 30-day close date. In fact, it can
sometimes be longer than six months.

To help you learn more about short selling, here are some other tips that
you may want to keep in mind:

#1 Long Closing Time

As already stated, a short sale won’t be completed within a few days time.
Instead, plan on waiting at least three to six months at a minimum.
Since the bank has to get the approval, this relatively long process can
take a long time. Keep in mind that some banks can work a lot faster than
others. For example, your local hometown bank that does mortgages may be
able to get a price approved months faster than a corporate bank.

#2 You have to be eligible

As a seller, a bank won’t just let anyone do a short sale. Instead,
you’re going to have to meet certain requirements. This will include
being behind on your mortgage, meeting certain income requirements,
financial hardship and most of the time, you will have to prove that you
can’t afford the payments anymore. As you can see, it can be a long
process.

#3 Get experience

Keep in mind that every real estate agent isn’t created equally. A
qualified real estate agent will harass the bank until they get answers
while others will just wait until the phone call is made. With that being
said, always make sure that you get the appropriate agent to help you
complete a short sale successfully.

#4 Not 100%

Just because your home is approved for a short sale, it doesn’t mean that
it’s going to be finalized. What you may find is that many short sales
will never meet the end, and it’s because of a few reasons. These reasons
can include impatient buyers, a slow bank or your home simply goes into
foreclosure due to missed payments. Whatever the cause may be, don’t have
your mind set on completing the deal 100%.

#5 Be careful!

A short sale can be a fantastic deal for those that are patient, but there
is one thing that you have to keep in mind. Many short sales could have
potential danger signs. Like any other home that you plan on purchasing,
it’s so important that you get the home inspected. That way, if anything
pops up before you purchase the home, you will be well aware of the
dangers.

#6 How many lenders?

When most think of a short sale, many think that they are dealing with one
bank. This isn’t always the case. What you may find is that you’re
dealing with more than one bank, and if so, this is where the process can
get complicated. Before the process begins, try to find out how many
banks are involved. While two bank short sales can be completed, the
chances of them being completed, compared to a one bank short sale is low.

About The Author: Kathy is from the website How Much Do
Things Cost? Be sure to check out her website if you ever want to
find out what things such as home goods, surgeries and home appraisals cost. You
can also reach out to her on Twitter @howmuchforit.

5 Things to Consider When Hiring a Eco Friendly Agent

1. Choosing The Right Real Estate Agent

Searching for a home is a complex and confusing process even if you have been through it before. Therefore, you need a Colorado real estate agent who is going to be there for you each step of the way. You will not be able to find a home that is right for you unless you have someone representing you who will be a true advocate.

2.  Find Someone Who Wants What You Want

Your real estate agent should only be showing you homes that fit your criteria. After all, you are the one who will be paying $100,000 or more on this next purchase. Do not let your real estate agent decide what homes to look at. Most home buyers are looking for specific features within their home. Your agent should be able to show you properties that only have those characteristics.

3.  Choose Someone Who Understands The Process Of Buying A House

Buying a house isn’t as easy as buying a loaf of bread. You have to have a lot of paperwork ready, make an offer and then patiently wait until the deal officially closes. During that process, there is a lot of negotiation, competition to have that offer accepted and many other hoops to jump through. Your agent should be able to be honest and upfront with you through it all.

Eco - Friendly Brokers

4.  Work With Someone Who You Can Build A Relationship With

There may be several Colorado real estate deals in your future. Therefore, you want to work with an agent who you can turn to in the future. Finding and purchasing a quality property will be as easy as a phone call to your agent once you build that rapport. When it comes time to sell the property, you may even be able to save some money on his or her commission.

5.  Does This Person Understand Green Principles

If you asked your agent to find you an eco-friendly home, would this person know what you are talking about? To some homeowners, it is very important that the environment is not trampled on in favor of a hot tub that gobbles up water and electricity. If you seek an eco-friendly home, you should find an agent who understands what that entails. Otherwise, you may be working with someone who does not fit any of the other criteria listed above.

Don’t settle for a Colorado real estate agent just because they have a great ad in the paper. Be sure to do your homework before choosing someone to go through the home buying process with. Working with someone who doesn’t have your interests in mind will simply put you in a position where you don’t find a home that you truly enjoy living in.

Please contact us to tour eco-friendly homes in the Denver, Colorado area and thank you for reading our blog. House Calls Realty loves being green!

Colorado Green Real Estate


Littleton Real Estate Marketing Challenges

The biggest challenge in marketing my Littleton Colorado Real Estate business, House Calls Realty, has been reaching customers online. Search engine optimization has gotten much more complicated and time consuming in recent years. Ten years ago you could cloak, word stuff and join junk directories to your hearts content and get praised from the search engines. Black hat techniques like that will only get you banned by Google today.
You can spend countless hours creating a killer website and blogging your heart out every week, but if no body sees it, all that effort does very little to make the phone ring. In recent years Colorado real estate slowed to a halt.  I realized that the slow market was a great time for some aggressive education enhancement. I decided to get certified in SEO. It seemed like my old tactics were in effective and I needed to figure out what is working these days. After certification, I proceeded to attain a full time position honing the skills necessary to optimize websites professionally. I think that most people are under the impression that search engine optimization is pretty simple. They think it is like the yellow pages, run your ad and wait for the phone to ring, but in a highly competitive arena like the Colorado real estate market you can forget that approach.
You have to fight every day for your position on Google. As a current SEO professional I now realize that I was in the most competitive SEO industry out there. No wonder I was frustrated, I was doing in house SEO and was struggling. The most competitive SEO industries I have noticed so far are photography, real estate and auto sales. Surprisingly dentists and chiropractors are pretty SEO savvy as well. Looking back I would suggest that every small business owner just bite the bullet and higher a professional SEO company. The amount of time and expertise involved is no longer an effective or efficient do it your self proposition.


Wynetka Ponds Bark Park

Bow Mar Heights has an excellent dog park called Wynetka Ponds.  Here is a map to the Bark Park. When going to the park it is good to know that the parking lot is on Lowell, not Bowles, and you have a little bit of a walk before you get to the dog park. Once you know though, it’s not a hassle.

There are two sides to the dog park so that when one side is overly used, it can revegitate while everyone plays on the other side. The whole area is pretty well maintained, although a few big trees would be nice for shade. It’s also great that, like most dog parks, it has a double entrance gate to make it that much harder for any dogs to sneak out on accident.

Each side features a 3-tier water fountain – one near ground level for the tiny dogs, one for medium size dogs, and one for the Great Danes to bend down to (or for medium dogs to stand up and stick their head in, as mine does!). The tallest fountain might also be for humans, but use at your own risk – I’ve seen at least 3 dogs lick the fountain head, just sayin’! There is a fire hydrant in each side of the park also. What could make a dog happier?

“This is one of those good calls on a warm Saturday morning. There was not a frown in the house. It felt like there was 100 dogs there but in reality there must have been 20 dogs there. I love this park it is very friendly. There is a nice pond for your pooch to take a dip in,  if he’s part otter. Love, Laugh, Bark.” -NB on Yelp