$220,000, 2Bd/1Ba Single Family House, 1089 sqft.
Property Condition Report
Case Number: 052-538417 Contract Area: 1D
Current Step: 1c-Ready to Show Condition Address: 6897 W CHATFIELD PL
Step Date: 12/29/2014 City, St Zip: LITTLETON, CO 80128-0000
Property Condition Report
Item Description/Condition Item Functionality Functionality/Test Notes
Cooling/Air-Conditioner: OK HVAC tested and
Tested with active electric. Unable to
test the AC due to the low ambient air
temperature at the time of the inspection.
AC components were in good visible
condition at the time of the inspection.
The furnace burner controls were intact
and functional at the time of the
–Heating/Furnace: OK Yes
–HVAC System Duct: OK
Electrical Wiring: OK Electric supply
Tested with active electric. The circuits
were activated and functional at the time
–Other: N/A of the inspection.
Yes –Other: N/A
Stove/Range/Oven: OK Built-in appliances
Tested with active electric. The stove,
d/w & microwave were operational & in
good visible condition at the time of the
–Kitchen Cabinets: OK
Yes –Other: OK
Plumbing: Damaged Water supply
The plumbing system did not hold
pressure when applied with an air
compressor @ 40 PSI for 20 minutes
due to a cracked shut off valve by the
HWH, disconnected hot supply line to
the ï¿½ bathroom sink & disconnected
cold supply line to the upstairs hall
bathroom sink at the time of the
No –Other: N/A
Water Heater: OK Water heater
Tested with an air compressor. HWH
tank did not hold pressure when applied
due to the damaged plumbing. Burner
controls were intact and functional at the
time of the inspection.
Sewer/Septic System: OK Sanitary &
There were no noted deficiencies at the
time of the inspection. –Toilet: OK
Yes –Other: N/A
Roof: OK Roofing in
There were no noted deficiencies at the
time of the inspection. –Other: N/A
Email me at email@example.com for the full Property Inspection Report.
Here is a blurry inspection report, but it says it passed OK.
The truth is that anyone who has a damaged credit rating has usually had some financial trouble at some point in their life. But this does not mean that they need to live out the rest of their life with this hampered credit rating. Most damaged credit can be fixed over time.
Coastal Equities, a personal finance expert, has seen it all when it comes to credit and finances. Many times the only option is to hire a lawyer that specializes in credit repair. But does this option make the most sense for your situation?
Some Credit Repair is DIY
Be aware that many types of damaged credit issues can be fixed on your own. You can submit reports to all three bureaus, and over time you can get them to remove errors and sometimes even negative items. This will take some time and prowess on your part, though. And some people may not know how to accomplish this.
Be Prepared for Fees & Waiting Time with Lawyers
Lawyers make their money off fees, plain and simple. Imagine how many hours you’d spend fixing your credit. Now multiply this by the fees that you would have to pay a law firm. The good news is that there are firms that offer a flat rate, after assessing your needs. It will take time, money and patience, though. This may be a good option to pursue, as we’ll explain in the next point that follows.
Benefit versus Cost
OK – say you spend $5,000 to get your credit repaired by a lawyer. It’s actually money well spent. Now you could get, for example, a 5% car loan as opposed to an 18% one. The difference alone in that payment will add up to well over $5,000 over the course of the loan. So yes, in essence, credit repair law firms do pay for themselves over due time. It is just a matter of your needs in the here and now.
I just found this awesome web site that helps you connect with your off line community. I found it while searching for a decent lost and found for my neighborhood, besides craigslist. It will only work if people use it so, please click on this link and sign up.
Here is a new listing in Wash Park we would like to shout about. The home is located at 772 South Ogden and is a fully remodeled craftsman that still has it’s original charm. It’s off Ohio and Ogden just two blocks from the middle of Wash Park. You can not beat this location. Please check out this full web page and virtual tour devoted to this remarkable home. Here is a link to this fantastic wash park real estate opportunity.
I attended this presentation regarding the coyote problem in south west Denver today. The meeting was held at the south west recreation center off Garrison. I went to this meeting because our back yard domestic buffalo head rabbit, Banksy, went missing recently. I noticed some flyers around the neighborhood warning of the coyote problem escalating in the Bow Mar area and thought I had better investigate. I was more than a little shocked to learn that at least 14 dogs have been killed recently by roaming city coyote in south west Denver alone.
I learned that the coyote mate in January and see other dogs as a threat to their goal of successfully mating. Coyote don’t take kindly to people walking their dogs through my near by Bow Mar Heights Park. A few fatal attacks have been in Bow Mar Heights Park which is right next to Kiaser elementary school. Apparently the school has been on lock down repeatedly because of this under reported and ongoing problem.
One woman reported that a coyote jumped her 6 foot fence and killed her chihuahua right in front of her. She said they banged on pots and pans, but the coyote just stood there and stared back at her, not even flinching. Another attendee stated that a 135lb. bull mastiff was taken down by two of these wild animals. The fact is they are not afraid of us at all, and see us and our pets as an easy food source. I have a kid who is weighing in and 60lbs. soaking wet and I am very concerned about him going to this park now, until proactive is done. Basically they told us to make noise, not feed them and report any bites.
The wild life folks are encouraging everyone to scare the hell out of the coyote when ever you see one, put up and food sources and report any coyote that threaten people. The towns people were understandably frustrated and unhappy with this plan. They wanted trapping, relocation or straight up hunting of the animals to commence immediately. One out spoken individual wanted to shoot them on sight her self in her back yard. The room blew up and everyone started talking at once. Thankfully shooting guns in the city of Denver remains illegal.
I was wondering what has changed….what naturally hunts these animals? Our neighborhoods are currently overwhelmed with geese, I see literally thousands at Fort Logan, and every other park around here. There are rabbits every where, I have a new family of the in the backyard as I write this. I see prairie dogs all over every vacant lot I drive by. Is it really a surprise that these predators are stepping up to the dinner table? I think the lack of management of these smaller animals is the real reason for the coyote explosion. Until wild life control efforts are introduced, I see no end in sight. Maybe if we allow bow hunting of the geese? or figure out some other humane way to reduce these abundant food sources? The next thing we know mountain lions are going to move in to eat the coyotes.
I went to the Denver Premier Agent Zillow Summit today and here is what I gleaned from it.
It was pretty informative and I learned a bit about the Zestimate algorithms.
As we all know the data does not take into account upgrades, views, ambiance…. However I did learn that homeowners can actually go into Zillow and update their own homes in the system now. You may benefit from an update when selling your home if extensive improvements were made to your home. If you do it, please let me know what your experience is like.
Here is a pretty powerful graph, stating the price of rents and expense of home ownership in Denver right now. The current interest rates on a thirty year mortgage are really low right now making it a wise move to obtain a mortgage and secure a low and stable monthly payment for your housing.
Basically further data analysis provided by Zillows data analysis department came to the conclusion that buying a home in Denver pays for it’s self in just 2.1 years. If you take into account taxes, closing costs, home owners insurance versus renters insurance and the general cost of home ownership.
This was a micro analysis of the Denver Buyers and Sellers markets at the moment. They attempted to do a micro analysis of the exact neighborhoods throughout the Denver area. They came up with this Buyers and Seller micro market sheet. It would be interesting to see what the actual validity of this is and if one could use it to move up through the market.
This is the scary fact that 20% negative equity remains nation wide on average. We have not seen the drastic fluctuations that Las Vegas or Phoenix has experienced. We also have not seen the 28% appreciation recovery that they have had in California lately. Basically Denver has faired much better, stability wise, then the nation as a whole.
+All of these graphs and data were provided by Zillow and are deemed reliable but not guaranteed.
When it comes to buying and selling properties, some people make good money and have a lot of fun in discovering bargains and doing them up to sell for a profit. You will find that there is a great deal of excitement and interest in the process, and that more and more people are getting in to it. However, if you are unsure of what you are doing then it can be a massive undertaking, and there are huge risks involved either way. The research that is necessary can be a long and arduous process, especially if you are totally new to the process as a whole, so it makes sense to have a skim over the surface of the whole affair, to see if there are things that you had perhaps not thought about.
For a start, you need to have a pretty good idea of both trends in market values, and the cost of doing places up. Both of these things tend to come from experience in either sector, and will usually have been a passion for a while for those who get in to it. You may come form a real estate back ground, or you may be an interior designer, but if you are neither, then the learning curve will be a steep one, and a decent amount of research is going to be necessary! It is a good idea to do the projects with someone else that you trust, though a partner may not always be the best choice. Arguments about the property, and the weight that lies on selling the place can put serious strain on a relationship, so it may be best to work on such a project with a friend or someone who you have less of an issue arguing with!
You will need to have a decent amount of money set aside, and the capital available to you will need to be large enough to cushion any unseen costs. You may buy a place thinking it is structurally sound, and find that there are issues with the foundations that need to be repaired that passed by the initial survey inspection. This sort of thing can come from no where, and will cost you a bomb. If you can’t pay it then you are stuck in a position where you can’t sell the place on, and you can’t afford to get it in to a position where it can be, which is obviously a tricky situation.
In order to do the place up, you will likely need some interior design knowledge, to really make the pace as sellable as possible. You also need to know your buyer.There is little point in pumping money into carving out a basement in a place in a rough area , but you may find it adds a massive amount to the value of a place in a bigger area. Being clever with the way that you design the place means understanding that your view on how a place should look is not the be all and end all, because some people buy places in order to make their own stamp on them. You will find that places that are easy to change and customize will sell faster, whereas statement homes may get a higher price in the end, but it will not be as easy to entice buyers. People are surprisingly boring when it comes to buying houses, so be prepared for your grand designs to fall flat, and don’t pump too much cash in to cosmetic things that may be a risk!
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