Ever want to tell me to go jump in a lake? Now’s your chance! / Special Olympics Polar Plunge

20140131_223051Nick Bowman, the web master of this website, and his son Gavin have decided to commit to raising some moola for the Special Olympics this year.  We have agreed to do the Polar Plunge in City Park on Feb. 28th 2015.  We will be jumping in and quickly out of freezing water in order to generate donations to help support the Special Olympics.  Rumor has it that the plunge will be in a pool of water as opposed to a lake, so it could be worse. We are already over half way to our goal of $100.00. Please consider joining the team, all the cool kids are doing it, or just sponsor us if your chicken.

Please click this link to donate or sign up today!


Click Here to Donate

8 pointers to keep in mind when looking for the perfect apartment


Living in the perfect house is a dream come true. From apartment-living in high rises to owning an independent villa, the choices are many. However, the road to final acquisition is long and requires meticulous deliberation with oodles of patience. Get educated about the key points of apartment-hunting through this article.denver realestate blog

Finding the right apartment can be enjoyable or extremely stressful. From taking that initial decision to finally opening the door to your new house, it is quite a rollercoaster ride. Looking at pictures, maps, and directions to properties can be exciting, however, the groundwork of actually going to visit the colonies, questioning the owners, and assessing the neighbourhood can be quite stressful, daunting, and overwhelming. Getting the fear out of apartment-hunting is very important. Here are a few pointers on “what to do” when looking for your dream house:

  1. Question yourself: Be very clear about what you want when apartment hunting. Take time to decide the different amenities that you would want in and around your dream house. Number of bedrooms, size of the place, the floor, the location, garage space, and feasibility of keeping a pet are some of the important questions that need to be addressed before moving forward.


  1. Do not despair: “Searching” can be nerve-wracking, imagine what final “procuring” will be like. It is a daunting process riddled with despair. Somebody could beat you to your chosen apartment or a flat may not look the same as in the promotional pictures. Do not lose heart if your efforts fail to yield desired results. Keep your eye on the final prize and try again.


  1. Research is important: Going blindfolded into the fray with no prior knowledge is madness. Adequate and relevant research about the residents, locality, neighbourhood, accessibility etc. is a necessary mandate. A flat priced at a cheap rate may probably be located in a not-so-good colony. Keep your eyes and ears open and educate yourself.


  1. Make a list: After all the research it is now time to make a list of all the favourable societies and colonies. Stay organised and list data according to preference. Price, size, location, amenities etc. all need to be penned down properly. Leave room to take notes later, if required. Several real estate builders are listing properties with all such detailing on online portals. Purchasing apartments designed by leading investors become easier with proper preparation and organization.


  1. Contact property owners: Once you have zeroed down on the localities and apartments, it’s time to contact their owners. Call them up and always schedule a meeting beforehand. It is quite depressing to go owner-visiting after a hard day at work, to find them unavailable or absconding. Sometimes, listed properties stay online even after getting signed up. It is wise to conduct enquiry before going for a walkabout.


  1. Be inquisitive: Ask all the right questions when talking to the landlord. Never feel that a doubt is baseless or redundant. Age of the property, previous owners, information about renovations, maid availability, water, electricity, age of appliances, availability of utilities, responsibility of maintenance etc. are some of the major questions that must be asked.


  1. Door-to-door service: Playing detective with the landlord is not sufficient. Getting the right information about the locality, its proximity to important facilities like schools, hospitals, etc. is important as well. This can be best attained from the community dwellers or your neighbours. Walk up to them, question about everything from maid to electrician to plumber, and satisfy yourself completely before moving on.denver real estate


  1. Lease alert: After agreeing on an apartment, be very careful before signing the lease. The clauses and conditions should be meticulously read; any issues must be duly noted and raised immediately.


It is natural to be on your guard when taking on the colossal challenge of finding your dream apartment. Risks are a plenty, but there could be some surprises too. Do not be afraid to take this decision, reaching the ultimate goal of acquiring the right kind of property is going to stay with you for the rest of your life. Take a chance, jump in the fray, and enjoy the result.

Author Bio: Tina Jindal is a professional content writer who works on a variety of topics like employment, real estate, and education. She has been involved with renowned publications and has tried her hand at editing works on Cookery, Gardening, Pregnancy, and Healthcare. She loves to travel and is crazy about dogs. You can contact her @Gmail | LinkedIn | Google+.


Chatfield HUD on the market

$288,400, 3Bd/2.5Ba Single Family House, 1614 sqft.

Nicholas Bowman | House Calls Realty | 303-476-8454housecallsrealty@gmail.com |
6897 W Chatfield Pl, Littleton, CO 80128
3/3/3 Foreclosure Excellent Condition Near Chatfield Res.
3Bd/2.5Ba Single Family House
Year Built 2003
Sq Footage 1614 sqft.
Bedrooms 3 Beds
Bathrooms 2.5 Baths
Floors 2
Parking 2 Garage
Laundry In Unit
Lot Size 4248 Square Feet
HOA/Maint $44
Virtual Tour youtu.be/3t1KjgCt…


This new Westlake Highlands home was built in 2003 and oozes pride of ownership.
see additional photos below
Unit Features

- Living room - Range / Oven - Refrigerator
- Dishwasher - Microwave


Contact info:
Nicholas Bowman
House Calls Realty
For sale by Agent/Broker

Posted: Jan 7, 2015, 1:39pm EST

Inspection Report

Property Condition Report
Case Number: 052-538417 Contract Area: 1D
Current Step: 1c-Ready to Show Condition Address: 6897 W CHATFIELD PL
Step Date: 12/29/2014 City, St Zip: LITTLETON, CO 80128-0000
HOC: Denver
Property Condition Report
Item Description/Condition Item Functionality Functionality/Test Notes
Cooling/Air-Conditioner: OK HVAC tested and
Tested with active electric. Unable to
test the AC due to the low ambient air
temperature at the time of the inspection.
AC components were in good visible
condition at the time of the inspection.
The furnace burner controls were intact
and functional at the time of the
–Heating/Furnace: OK Yes
–HVAC System Duct: OK
Electrical Wiring: OK Electric supply
tested and
Tested with active electric. The circuits
were activated and functional at the time
–Other: N/A of the inspection.
Yes –Other: N/A
Stove/Range/Oven: OK Built-in appliances
tested and
Tested with active electric. The stove,
d/w & microwave were operational & in
good visible condition at the time of the
–Kitchen Cabinets: OK
Yes –Other: OK
Plumbing: Damaged Water supply
tested and
The plumbing system did not hold
pressure when applied with an air
compressor @ 40 PSI for 20 minutes
due to a cracked shut off valve by the
HWH, disconnected hot supply line to
the � bathroom sink & disconnected
cold supply line to the upstairs hall
bathroom sink at the time of the
–Sink: OK
No –Other: N/A
Water Heater: OK Water heater
Tested with an air compressor. HWH
tank did not hold pressure when applied
due to the damaged plumbing. Burner
controls were intact and functional at the
time of the inspection.
Sewer/Septic System: OK Sanitary &
plumbing system
There were no noted deficiencies at the
time of the inspection. –Toilet: OK
Yes –Other: N/A
Roof: OK Roofing in
There were no noted deficiencies at the
time of the inspection. –Other: N/A

2/3/2 Fenced HUD with 2 Car Garage in Aurora

$138,000, 2Bd/3Ba Townhouse, 1397 sqft.


Nicholas Bowman | House Calls Realty | 303-476-8454 | housecallsrealty@gmail.com |
14408 E Florida Ave A, Aurora, CO 80012
2/3/2 HUD Townhome $138,000.00 Fenced!
2Bd/3Ba Townhouse
Year Built 1976
Sq Footage 1397 sqft.
Bedrooms 2 Beds
Bathrooms 3 Baths
Parking 1 Garage
Laundry In Unit
Lot Size 1568 Square Feet
HOA/Maint $272



Light and bright end unit with 2 bedrooms on the main floor. Huge, vaulted family room with gorgeous wood laminate floors! Spacious kitchen and sunny dining area! Study/guest bedroom with attached 3/4 bath! Large loft-style master bedroom, secondary bedroom, and 2 full baths on the upper level! Detached 2 car garage, plus fenced backyard area! Walk to Jewell Elementary and Gateway HS, shopping, RTD, and more! 5 minute drive to I-225! Don’t miss out on this rare opportunity to own in Winchester!

Call Nick for a showing today. 303-476-8454

Curious about how to bid on a HUD home?


see additional photos below
Unit Features

- Living room - Range / Oven - Dishwasher
- Microwave - Yard - Heat: forced air
- Hardwood floor - High / Vaulted ceiling
Community Features

- Garage – Attached



Contact info:
Nicholas Bowman
House Calls Realty
For sale by Agent/Broker


Posted: Jan 5, 2015, 2:21pm EST

Email me at housecallsrealty@gmail.com for the full Property Inspection Report.

HUD 2/1 Englewood CO Condo Up Bidding

$91,000, 2Bd/1Ba Condo, 816 sqft.


Nicholas Bowman | House Calls Realty | 303-476-8454
4691 S Decatur St #117, Englewood, CO 80110
Foreclosure + 2/1 Condo
2Bd/1Ba Condo
Year Built 1984
Sq Footage 816 sqft.
Bedrooms 2 Beds
Bathrooms 1 Bath
Lot Size 436 Square Feet
HOA/Maint $163



Great opportunity to build some equity. This unit has an open floor plan, fireplace and patio. One of the bedrooms has a walk in closet.Call Nick for a showing and inspection report. 303-476-8454
see additional photos below
Unit Features

- Living room - Range / Oven - Refrigerator
- Dishwasher - Microwave - Balcony, Deck, or Patio
- Heat: forced air - Fireplace



Contact info:
Nicholas Bowman
House Calls Realty
For sale by Agent/Broker


Posted: Jan 2, 2015, 12:56pm EST


Here is a blurry inspection report, but it says it passed OK.

Denver HUD Inspection Report

Denver HUD Inspection Report

Coastal Equities Personal Finance 101: Does it Make Sense to Get a Lawyer to Repair Your Credit?

The truth is that anyone who has a damaged credit rating has usually had some financial trouble at some point in their life. But this does not mean that they need to live out the rest of their life with this hampered credit rating. Most damaged credit can be fixed over time.

Coastal Equities, a personal finance expert, has seen it all when it comes to credit and finances. Many times the only option is to hire a lawyer that specializes in credit repair. But does this option make the most sense for your situation?

Some Credit Repair is DIY

Be aware that many types of damaged credit issues can be fixed on your own. You can submit reports to all three bureaus, and over time you can get them to remove errors and sometimes even negative items. This will take some time and prowess on your part, though. And some people may not know how to accomplish this.

Be Prepared for Fees & Waiting Time with Lawyers

Lawyers make their money off fees, plain and simple. Imagine how many hours you’d spend fixing your credit. Now multiply this by the fees that you would have to pay a law firm. The good news is that there are firms that offer a flat rate, after assessing your needs. It will take time, money and patience, though. This may be a good option to pursue, as we’ll explain in the next point that follows.

Benefit versus Cost

OK – say you spend $5,000 to get your credit repaired by a lawyer. It’s actually money well spent. Now you could get, for example, a 5% car loan as opposed to an 18% one. The difference alone in that payment will add up to well over $5,000 over the course of the loan. So yes, in essence, credit repair law firms do pay for themselves over due time. It is just a matter of your needs in the here and now.


I just found this awesome web site that helps you connect with your off line community. I found it while searching for a decent lost and found for my neighborhood, besides craigslist.  It will only work if people use it so, please click on this link and sign up.


Washington Park Gem Listed

Washington Park Real Estate

Washington Park Real Estate

Here is a new listing in Wash Park we would like to shout about. The home is located at 772 South Ogden and is a fully remodeled craftsman that still has it’s original charm.  It’s off Ohio and Ogden just two blocks from the middle of Wash Park. You can not beat this location. Please check out this full web page and virtual tour devoted to this remarkable home.  Here is a link to this fantastic wash park real estate opportunity.

Urban Coyote Problem in SW Denver

I attended this presentation regarding the coyote problem in south west Denver today. The meeting was held at the south west recreation center off Garrison. I went to this meeting because our back yard domestic buffalo head rabbit, Banksy, went missing recently. indexI noticed some flyers around the neighborhood warning of the coyote problem escalating in the Bow Mar area and thought I had better investigate.  I was more than a little shocked to learn that at least 14 dogs have been killed recently by roaming city coyote in south west Denver alone.


I learned that the coyote mate in January and see other dogs as a threat to their goal of successfully mating. Coyote don’t take kindly to people walking their dogs through my near by Bow Mar Heights Park.  A few fatal attacks have been in Bow Mar Heights Park which is right next to Kiaser elementary school.   Apparently the school has been on lock down repeatedly because of this under reported and ongoing problem.

One woman reported that a coyote jumped her 6 foot fence and killed her chihuahua right in front of her.  She said they banged on pots and pans, but the coyote just stood there and stared back at her, not even flinching.  Another attendee stated that a 135lb. bull mastiff was taken down by two of these wild animals.  The fact is they are not afraid of us at all, and see us and our pets as an easy food source.  I have a kid who is weighing in and 60lbs. soaking wet and I am very concerned about him going to this park now, until proactive is done.  Basically they told us to make noise, not feed them and report any bites.Coyote6

The wild life folks are encouraging everyone to scare the hell out of the coyote when ever you see one, put up and food sources and report any coyote that threaten people.  The towns people were understandably frustrated and unhappy with this plan.  They wanted trapping, relocation or straight up hunting of the animals to commence immediately.  One out spoken individual wanted to shoot them on sight her self in her back yard.  The room blew up and everyone started talking at once.  Thankfully shooting guns in the city of Denver remains illegal.

I was wondering what has changed….what naturally hunts these animals?  Our neighborhoods are currently overwhelmed with geese, I see literally thousands at Fort Logan, and every other park around here.  There are rabbits every where, I have a new family of the in the backyard as I write this. I see prairie dogs all over every vacant lot I drive by.  Is it really a surprise that these predators are stepping up to the dinner table?  I think the lack of management of these smaller animals is the real reason for the coyote explosion.  Until wild life control efforts are introduced, I see no end in sight. Maybe if we allow bow hunting of the geese?  or figure out some other humane way to reduce these abundant food sources? The next thing we know mountain lions are going to move in to eat the coyotes.mountainlion







Denver Zillow Summit 2014

I went to the Denver Premier Agent Zillow Summit today and here is what I gleaned from it.

 It was pretty informative and I learned a bit about the Zestimate algorithms.


As we all know the data does not take into account upgrades, views, ambiance…. However I did learn that homeowners can actually go into Zillow and update their own homes in the system now. You may benefit from an update when selling your home if extensive improvements were made to your home.  If you do it, please let me know what your experience is like.

20140514_114909  Here is a pretty powerful graph, stating the price of rents and expense of home ownership in Denver right now.  The current interest rates on  a thirty year mortgage are really low right now making it a wise move to obtain a mortgage and secure a low and stable monthly payment for your housing.


Basically further data analysis provided by Zillows data analysis department came to the conclusion that buying a home in Denver pays for it’s self in just 2.1 years.  If you take into account taxes, closing costs, home owners insurance versus renters insurance and the general cost of home ownership.

20140514_114326This was a micro analysis of the Denver Buyers and Sellers markets at the moment.  They attempted to do a micro analysis of the exact neighborhoods throughout the Denver area. They came up with this Buyers and Seller micro market sheet.  It would be interesting to see what the actual validity of this is and if one could use it to move up through the market.

20140514_114604This is the scary fact that 20% negative equity remains nation wide on average.  We have not seen the drastic fluctuations that Las Vegas or Phoenix has experienced. We also have not seen the 28% appreciation recovery that they have had in California lately. Basically Denver has faired much better, stability wise, then the nation as a whole.

20140514_114655Denver actually faired better in this negative equity situation from the national average and is moving in the right direction gaining a 9% recovery in 2013.

+All of these graphs and data were provided by Zillow and are deemed reliable but not guaranteed.